Memphis Social Security Disability Lawyer

When you’re unable to work due to a medical condition but still need a way to support yourself and your family, contact a qualified Memphis Social Security Disability attorney for help gaining the benefits you’re entitled to.

Being approved for Social Security Disability benefits is a notoriously difficult process. All too many claimants are initially denied benefits, despite meeting the medical criteria to qualify. If you’re out of work now, you don’t have time to wait around for the Social Security Administration (SSA) to eventually approve your claim—you need your money now.

Having the assistance of a Memphis Social Security Disability lawyer at Gray Law Group can help speed up the approval process so you no longer have to deal with the anxiety surrounding your financial situation. We have the knowledge and experience to handle your SSD claim, and we’re ready to get started.

Criteria for Obtaining SSD Benefits

To be eligible for Social Security Disability (SSD) benefits, you must first prove that you are medically disabled. After submitting your application online, by mail, or via phone, we will have an interview with your assigned case manager, who will go over both your income and your medical history to determine the scope of your disability.

You’ll be required to provide information about every physician who has had a part in your treatment or care, and you’ll need to sign a release so the the SSA can discuss your case with your physicians in order to establish the severity of your disabling condition.

Then, an independent panel of physicians will examine your medical records and make a determination as to whether you meet the SSA’s definition of “medically disabled.”

Your income for the last four months prior to filing for Social Security Disability benefits may also be called into question, as only those who meet the income requirements will qualify for benefits. If you are at or below the threshold, you will at least meet their financial criteria, which is a step in the right direction.

It should not surprise you if you are initially denied benefits. It is very common for the SSA to deny claims based on claimants being unable to meet the definition of medically disabled. Generally, this definition means you must be physically unable to work in any type of position or industry. The good news is that a Social Security Disability lawyer in Memphis can fight your claim denial.

How Benefits Work

If you are approved for SSD benefits, you’ll begin receiving them from the sixth month after your disability was first documented. For example, if you were disabled as of January 1, you’ll begin collecting benefits at the end of June.

Each claimant will receive a different amount for his or her disability benefits—benefits are calculated based on your total lifetime earnings at jobs where your paycheck paid into Social Security.

SSD is paid out once a month, usually on the first of the month. Claimants will continue to receive their benefits as long as they are considered medically disabled. Upon determination of your disability status, the physicians examining your case will have designated your case under one of the following categories:

  • Medical Improvement Expected (MIE) – Here, the claimant is expected to regain his or her ability to work and will undergo eligibility reviews six to eighteen months after approval.
  • Medical Improvement Possible (MIP) – This claimant’s condition could improve and will be the subject of an eligibility review between two and five years after SSD benefits begin.
  • Medical Improvement Not Expected (MINE) – If a claimant is classified here, he or she will still receive eligibility reviews every five to seven years, and as long as his or her condition hasn’t improved, he or she will continue to collect benefits until retirement age, at which point the benefits should transition to Social Security retirement benefits.

These benefits are meant to be a replacement for the income you are no longer able to earn. As such, you can use them as you see fit to cover your expenses, which could include your mortgage payments, utilities, groceries, and other living costs. Working with a Social Security Disability attorney in Memphis can help ensure that you receive maximum benefits.

What to Do if Your Memphis SSD Claim Is Denied

The majority of Social Security Disability claimants are denied their request for benefits—at least initially. It is not uncommon for people to need to apply more than once before their claims are approved.

By providing additional supporting medical documentation to the SSA and answering all of the administration’s concerns, we can obtain an approval much more swiftly than simply reapplying after every denial. If the denial sticks after we’ve worked to remedy it, your Memphis SSD attorney can help you formally appeal.

Meet with a Memphis Social Security Disability Attorney

For more information about how you can be approved for Social Security Disability soon so your family doesn’t end up in dire financial straits, consult with a Memphis Social Security Disability lawyer at Gray Law Group. You can schedule a free, no-obligation claim evaluation by filling out the form below or giving us a call at 504-233-7000.